Area code
Area code 320 — St. Cloud, MN
Minnesota · in service since March 17, 1996
Area code 320 covers parts of Minnesota; the place with the most of its prefixes is St. Cloud. It was created from area code 612 on March 17, 1996 and no other code overlays it.
Local time in St. Cloud
Spam reports from Sep 23 – Oct 22, 2026
Average #303 of 461 codes
275 FTC complaints
Consumer reports, not verified by the FTC.
See the reports- Time zoneCentral Time
- Local calls7 digits
- Prefixes535 assigned
- Runs out~2Q 2070
- Unwanted call?Block & report
Spam call reports about 320 numbers
Complaints by week
Sep 11 – Oct 22, 2026Show as table
| Week starting | Complaints |
|---|---|
| Sep 7 (3 days) | 12 |
| Sep 14 | 65 |
| Sep 21 | 70 |
| Sep 28 | 60 |
| Oct 5 | 55 |
| Oct 12 | 64 |
| Oct 19 (4 days) | 49 |
Compared with all codes
- Robocalls
- 77%all codes 75%
- Callers with the same code
- 25%all codes 35%
- Rank by complaints
- #303of 461 · middle half
- FCC complaints, Oct 2025 – Sep 2026
- 481 about text messages
What the calls were about
Sep 11 – Oct 22, 2026
| Subject | Complaints | |
|---|---|---|
| Reducing your debt (credit cards, mortgage, student loans) | 113 30% | |
| Calls pretending to be government, businesses, or family and friends | 41 11% | |
| Dropped call or no message | 36 10% | |
| Medical & prescriptions | 8 2% | |
| Warranties & protection plans | 8 2% | |
| Computer & technical support | 7 2% |
Where the people who complained live
Sep 11 – Oct 22, 2026
| State | Complaints | |
|---|---|---|
| Minnesota | 133 35% | |
| California | 38 10% | |
| Florida | 21 6% | |
| Texas | 14 4% | |
| New Jersey | 11 3% |
October 2026 (partial) report · most reported
Consumer reports, not verified by the FTC · source
Source: FTC Do Not Call complaints created Sep 11 – Oct 22, 2026. They are reported by consumers and are not verified by the FTC; caller ID can be spoofed (how we count).
Source: FCC Consumer Complaints data, unwanted calls filed Oct 1, 2025 – Sep 30, 2026, by caller ID; not verified by the FCC.
Area code 320 location and prefixes
| Exchange (NANPA) | Place | County | Prefixes |
|---|---|---|---|
| ST CLOUD | St. Cloud | spans 3 counties | 86 |
| ALEXANDRIA | Alexandria | Douglas County | 18 |
| WILLMAR | Willmar | Kandiyohi County | 18 |
| LITTLE FLS | Little Falls | Morrison County | 13 |
| HUTCHINSON | Hutchinson | McLeod County | 11 |
| PINE CITY | Pine City | Pine County | 10 |
| LITCHFIELD | Litchfield | Meeker County | 9 |
| BRAHAM | Braham | spans 2 counties | 8 |
| GLENCOE | Glencoe | McLeod County | 8 |
| MORA | Mora | Kanabec County | 8 |
Plus 135 smaller exchange areas.
Source: NANPA CO codes of Oct 23, 2026; places: U.S. Census Bureau, matched by DialWhere (how).
Is 320 running out of numbers?
Previous forecast (October 2025): 2063, moved later by 7 years.
Forecast exhaust year by edition
Source: NANPA NRUF forecast, April 2026 edition.
Who holds 320 prefixes
The five largest of 80 original holders
As listed by NANPA, not today’s carrier.
| Holder (as listed) | Prefixes | |
|---|---|---|
| Onvoy, LLC | 58 11% | |
| Verizon Wireless | 57 11% | |
| Qwest Corporation | 42 8% | |
| New Cingular Wireless PCS, LLC | 28 5% | |
| Citizens Telecom Co. Mn-Frontier Citizens Com-Mn | 27 5% |
Source: NANPA CO codes of Oct 23, 2026.
Questions about area code 320
What area code is 320?
A Minnesota area code, in service since March 17, 1996.
Where is 320 area code, and what time zone is it in?
St. Cloud, MN; Central Time.
Why am I getting spam calls from 320?
275 FTC complaints from Sep 23 – Oct 22, 2026, most often about debt reduction (not verified by the FTC; caller ID can be spoofed).
Will 320 get a new area code?
NANPA forecasts exhaust in 2Q 2070; no relief planning listed.