Area code
Area code 574 — South Bend, IN
Indiana · in service since January 15, 2002
Area code 574 covers parts of Indiana; the place with the most of its prefixes is South Bend. It was created from area code 219 on January 15, 2002 and no other code overlays it.
Local time in South Bend
Spam reports from Sep 23 – Oct 22, 2026
Average #119 of 461 codes
666 FTC complaints
Consumer reports, not verified by the FTC.
See the reports- Time zonesEastern Time, Central Time
- Local calls10 digits
- Prefixes418 assigned
- Runs out~1Q 2093
- Unwanted call?Block & report
Spam call reports about 574 numbers
Complaints by week
Sep 11 – Oct 22, 2026Show as table
| Week starting | Complaints |
|---|---|
| Sep 7 (3 days) | 60 |
| Sep 14 | 178 |
| Sep 21 | 182 |
| Sep 28 | 155 |
| Oct 5 | 98 |
| Oct 12 | 107 |
| Oct 19 (4 days) | 187 |
Compared with all codes
- Robocalls
- 88%all codes 75%
- Callers with the same code
- 71%all codes 35%
- Rank by complaints
- #119of 461 · middle half
- FCC complaints, Oct 2025 – Sep 2026
- 6510 about text messages
What the calls were about
Sep 11 – Oct 22, 2026
| Subject | Complaints | |
|---|---|---|
| Reducing your debt (credit cards, mortgage, student loans) | 122 13% | |
| Medical & prescriptions | 89 9% | |
| Calls pretending to be government, businesses, or family and friends | 41 4% | |
| Dropped call or no message | 19 2% | |
| Warranties & protection plans | 8 1% | |
| Home improvement & cleaning | 4 <1% |
Where the people who complained live
Sep 11 – Oct 22, 2026
| State | Complaints | |
|---|---|---|
| Indiana | 715 74% | |
| California | 24 2% | |
| Florida | 23 2% | |
| Illinois | 15 2% | |
| Texas | 14 1% |
October 2026 (partial) report · most reported
Consumer reports, not verified by the FTC · source
Source: FTC Do Not Call complaints created Sep 11 – Oct 22, 2026. They are reported by consumers and are not verified by the FTC; caller ID can be spoofed (how we count).
Source: FCC Consumer Complaints data, unwanted calls filed Oct 1, 2025 – Sep 30, 2026, by caller ID; not verified by the FCC.
Area code 574 location and prefixes
| Exchange (NANPA) | Place | County | Prefixes |
|---|---|---|---|
| SOUTH BEND | South Bend | St. Joseph County | 113 |
| ELKHART | Elkhart | Elkhart County | 46 |
| GOSHEN | Goshen | Elkhart County | 21 |
| LOGANSPORT | Logansport | Cass County | 18 |
| PLYMOUTH | Plymouth | Marshall County | 16 |
| OSCEOLA | Osceola | St. Joseph County | 13 |
| WARSAW | Warsaw | Kosciusko County | 13 |
| SYRACUSE | Syracuse | spans 2 counties | 8 |
| LEESBURG | Leesburg | Kosciusko County | 6 |
| MONTICELLO | Monticello | White County | 6 |
Plus 49 smaller exchange areas.
Source: NANPA CO codes of Oct 23, 2026; places: U.S. Census Bureau, matched by DialWhere (how).
Is 574 running out of numbers?
Previous forecast (October 2025): 2101, moved earlier by 8 years.
Forecast exhaust year by edition
Source: NANPA NRUF forecast, April 2026 edition.
Who holds 574 prefixes
The five largest of 49 original holders
As listed by NANPA, not today’s carrier.
| Holder (as listed) | Prefixes | |
|---|---|---|
| New Cingular Wireless PCS, LLC | 49 12% | |
| Frontier North, Inc. | 45 11% | |
| Indiana Bell Tel Co. Inc. | 43 10% | |
| Verizon Wireless | 38 9% | |
| Brightspeed Of Indiana, LLC | 35 8% |
Source: NANPA CO codes of Oct 23, 2026.
Questions about area code 574
What area code is 574?
An Indiana area code, in service since January 15, 2002.
Where is 574 area code, and what time zone is it in?
South Bend, IN; Eastern Time and Central Time.
Why am I getting spam calls from 574?
666 FTC complaints from Sep 23 – Oct 22, 2026, most often about debt reduction (not verified by the FTC; caller ID can be spoofed).
Will 574 get a new area code?
NANPA forecasts exhaust in 1Q 2093; no relief planning listed.